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Frequent Questions


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GENERAL QUESTIONS

Funerals fill an important role for those mourning the loss of a loved one. By providing surviving family and friends with an atmosphere of care and support in which to share thoughts and feelings about death, funerals are the first step in the healing process. It is the traditional way to recognize the finality of death. Funerals are recognized rituals for the living to show their respect for the dead and to help survivors begin the grieving process.

You can have a full funeral service even for those choosing cremation. Planning a personalized ceremony or service will help begin the healing process. Overcoming the pain is never easy, but a meaningful funeral or tribute will help.

  • Pick up the deceased and transport the body to the funeral home (anytime day or night)
  • Notify proper authorities, family and/or relatives
  • Arrange and prepare death certificates
  • Provide certified copies of death certificates for insurance and benefit processing
  • Work with the insurance agent, Social Security or Veterans Administration to ensure that necessary paperwork is filed for receipt of benefits
  • Prepare and submit obituary to the newspapers of your choice
  • Bathe and embalm the deceased body, if necessary
  • Prepare the body for viewing including dressing and cosmetizing
  • Assist the family with funeral arrangements and purchase of casket, urn, burial vault and cemetery plot
  • Schedule the opening and closing of the grave with cemetery personnel, if a burial is to be performed
  • Coordinate with clergy if a funeral or memorial service is to be held
  • Arrange a police escort and transportation to the funeral and/or cemetery for the family
  • Order funeral sprays and other flower arrangements as the family wishes
  • Provide Aftercare, or grief assistance, to the bereaved

The funeral home will help coordinate arrangements with the cemetery.

  • Bring the following information to complete the State vital statistic requirements:
    • Birth Date
    • Birthplace
    • Father's Name
    • Mother's Name
    • Social Security Number
    • Veteran's Discharge or Claim Number
    • Education
    • Marital Status
  • Contact your clergy. Decide on time and place of funeral or memorial service. This can be done at the funeral home.
  • The funeral home will assist you in determining the number of copies of the death certificates you will be needing and can order them for you.
  • Make a list of immediate family, close friends and employer or business colleagues. Notify each by phone.
  • Decide on appropriate memorial to which gifts may be made (church, hospice, library, charity or school).
  • Gather obituary information you want to include such as age, place of birth, cause of death, occupation, college degrees, memberships held, military service , outstanding work, list of survivors in immediate family. Include time and place of services. The funeral home will normally write article and submit to newspapers (newspaper will accept picture and they will be returned intact).
  • Arrange for members of family or close friends to take turns answering door or phone, keeping careful record of calls. If Social Security checks are automatic deposit, notify the bank of the death.

If you request immediate assistance, yes. If the family wishes to spend a short time with the deceased to say good-bye, that’s perfectly acceptable. Your funeral director will come when your time is right.

Burial in a casket is the most common method of disposing of remains in the United States, although entombment also occurs. Cremation is increasingly selected because it can be less expensive and allows for the memorial service to be held at a more convenient time in the future when relatives and friends can come together.

A funeral service followed by cremation need not be any different from a funeral service followed by a burial. Usually, cremated remains are placed in urn before being committed to a final resting place. The urn may be buried, placed in an indoor or outdoor mausoleum or columbarium, or interred in a special urn garden that many cemeteries provide for cremated remains. The remains may also be scattered, according to state law.

Viewing is a part of many cultural and ethnic traditions. Many grief specialists believe that viewing aids the grief process by helping the bereaved recognize the reality of death. Viewing is encouraged for children, as long as the process is explained and the activity is voluntary.

Embalming sanitizes and preserves the body. Embalming makes it possible to lengthen the time between death and the final disposition, allowing family members time to arrange and participate in the type of service most comforting to them.

The Federal Trade Commission says, "Except in certain special cases, embalming is not required by law. Embalming may be necessary, however, if you select certain funeral arrangements, such as a funeral with viewing. If you do not want embalming, you usually have the right to choose an arrangement that does not require you to pay for it, such as direct cremation or immediate burial."

When compared to other major life events like births and weddings, funerals are not expensive. A wedding costs at least three times as much; but because it is a happy event, wedding costs are rarely criticized. A funeral home is a 24-hour, labor-intensive business, with extensive facilities (viewing rooms, chapels, limousines, hearses, etc.), these expenses must be factored into the cost of a funeral.

Additionally, the cost of a funeral includes not only merchandise, like caskets, but the services of a funeral director in making arrangements; filing appropriate forms; dealing with doctors, ministers, florists, newspapers and others; and seeing to all the necessary details. Funeral directors look upon their profession as a service, but it is also a business. Like any business, funeral homes must make a profit to exist.

It really depends entirely on how you wish to commemorate a life. One of the advantages of cremation is that it provides you with increased flexibility when you make your funeral and cemetery arrangements. You might, for example, choose to have a funeral service before the cremation; a memorial service at the time of cremation or after the cremation with the urn present; or a committal service at the final disposition of cremated remains. Funeral or memorial services can be held in a place of worship, a funeral home or in a crematory chapel.

Yes — Depending upon the cemetery's policy, you may be able to save a grave space by having the cremains buried on top of the casketed remains of your spouse, or utilize the space provided next to him/her. Many cemeteries allow for multiple cremated remains to be interred in a single grave space.

Uncertainty about income tax issues can add to the stress experienced from the death of a spouse. You should meet with your family attorney and/or tax advisor as soon as possible to review your particular tax and estate circumstances. Bring a detailed list of your questions to the meeting. If you do not have an attorney or tax advisor, call the IRS toll-free at 800-829-1040 for answers to specific tax questions.

There are a number of options available, including:

  • Determine if the deceased person qualifies for any entitlements. Check with the Social Security Administration, the Department of Veterans Affairs, and with your State Fund. Many people are entitled to get financial assistance with their funeral costs from these agencies if they qualify.
  • Review all insurance policies the deceased person has, including life insurance. Some life insurance policies have coverage clauses for funeral related costs.
  • Find local charities providing financial help for funeral expenses. Search for non profit organizations and for churches in your area.
  • Talk to your funeral director about cremation options - these can be much less expensive depending on your choices.

QUESTIONS ABOUT BURIAL

Typically, the opening and closing fee include administration and permanent record keeping, as well as, locating, excavating and filling the grave space; installation and removal of the lowering device at the grave; leveling, tamping, re-grading and sodding the grave site.

Due to safety issues which arise around the use of machinery on cemetery property and the protection of other gravesites, the actual opening and closing of the grave is conducted by cemetery grounds personnel only.

To remember and to be remembered are natural human needs. Having a place to visit serves as a means to bring closure and healing.

When a cemetery runs out of land, it will continue to operate and serve the community. Cemeteries have columbariums, mausoleums and additional grave space.

Cemeteries are operated in perpetuity. 

There is no law that states a specific time for burial. Public heath laws may have limitations on the maximum length of time allowed to pass prior to final disposition.  Contact us for further details.

No.  Embalming is a choice which depends on factors such as an open casket for viewing or an extended time between death and internment.  Public health laws may require embalming if the body is going to be transported out of state or country.

Besides ground burial, cemeteries offer interment in crypts or entombment in mausoleums.  In addition, most cemeteries provide options for cremation.  These often include a niche in a columbarium. 

Burial vaults are designed to protect the casket and may be made of a variety or combination of materials including concrete, stainless steel, galvanized steel, copper, bronze, plastic or fiberglass.  A grave liner is a lightweight version of a vault which simply keeps the grave surface from sinking in.

Most large, active cemeteries have regulations that require the use of a basic grave liner for maintenance and safety purposes.  Either a grave liner or a burial vault will satisfy these requirements.

QUESTIONS ABOUT CREMATION

Cremation is the process of reducing the human body to bone fragments using high heat and flame.  Cremation is not the final disposition of the remains, nor is it a type of funeral service.

No, a casket is not required, most states require an alternative container constructed of wood or cardboard, however, in some states no container is required.

No.  In fact it is against the law for a funeral home to tell you otherwise.

Yes, most crematories allow immediate family members to briefly view the deceased prior to cremation.

Yes they can; some cremation providers will allow family members to be present when the body is placed in the cremation chamber.  Some religious groups even include this as part of their funeral custom.

Nearly all Protestant Churches allow for the urn to be present during the memorial service.  Most Catholic Churches also allow the remains to be present during the Memorial Mass.  It is encouraged that cremated remains be a part of a funeral as it provides a focal point for the service.

While laws vary state by state, for the most part remains can be buried in a cemetery lot or a cremation garden, interred in a columbarium, kept at home or scattered.

All reputable cremation providers have developed rigorous sets of operating policies and procedures in order to maximize the level of service and minimize the potential for human error.  Since it is illegal to perform more than one cremation at a time, and the vast majority of crematories can only cremate one body at a time, it is next to impossible to receive the incorrect remains.

It all depends on the weight of the individual.  For an average sized adult, cremation can take two to three hours at a normal operating temperature of between 1,000 and 2,000 degrees Fahrenheit.

Cremated remains resemble coarse sand and are whitish to light grey in color.  The remains of an average sized adult usually weighs between 7 and 8 pounds.

With the exception of minute and microscopic particles, which are impossible to remove from the cremation chamber and processing machine, all of the cremated remains are given back to the family.

An urn is not required by law.  However, an urn may be desired if there is to be a memorial service or if the remains are to be interred in a cemetery.  If an urn is not purchased or provided by the family, the cremated remains will be returned in a temporary plastic container.

You might choose ground burial of the urn. If so, you may usually choose either a bronze memorial or monument. Cremation niches in columbariums are also available at many cemeteries. They offer the beauty of a mausoleum setting with the benefits of above ground placement of remains. Many cemeteries also offer scattering gardens. This area of a cemetery offers the peacefulness of a serene garden where family and friends can come and reflect.


In this section

Frequent Questions

Grief Support

Social Security Benefits

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